Investments and savings

Investing involves taking a calculated risk to increase the returns on your money over time. You invest in assets that could rise or fall in value so there is an element of risk involved because you may end up with less capital than you started with or not get the income you hoped for. Diversification is important in reducing this risk, ensuring you don’t put all your eggs in one basket.

Spencer Havers team of financial advisers can provide investment advice tailored to your individual circumstances. We can advise on the right asset allocation for you, which will depend on what you want to achieve, how long you are investing for, and your attitude to risk.

• We provide a fully comprehensive investment planning service from assessing the existing plans to investing ‘fresh’ money. Dealing with ISA’s, both onshore and offshore investment bonds, Open Ended Investment Companies (OEICS) and other qualifying investment plans.
• Offshore tax wrappers are suitable for both individuals and companies!
• Naturally we take into account the individual and/or the companies taxation position before making specific recommendations.

For advice that takes account of your circumstances from experts who can clearly explain the most suitable investment products and assets, please contact us.