We provide services to help you improve your financial plans. We are experts in the field and aim to deliver information, advice and solutions which are clear and easy to understand. We will help you throughout your lifetime and pride ourselves on our long standing client relationships. With Spencer Havers, your plans will be kept under review so you can rest assured in the knowledge that expert assistance is always on hand.
Pension Planning – We offer a full bespoke retirement planning service, dealing with all aspects of pre and post retirement planning. This includes advising on all types of pension contracts including occupational arrangements and overseas pensions for those retiring or going to live abroad. We also offer a comprehensive annuity comparison service.
Business Assurance – We advise on Director’s assurances, Keyman, Share Protection and Death in Service for all types of businesses, and are also able to provide PI and Public liability insurance, and directors protection insurance.
Inheritance Tax Planning – We offer advice on inheritance tax planning using trusts and Life assurance plans
Our pension services always have one thing in common. An aim to help people prepare for the retirement they want. We provide advice and select products to suit each clients’ own circumstances, needs and goals.
- How much is my pension worth?
- Starting a pension?
- Taking benefits – getting the best can add thousands extra income
- Consolidation Service
- Review Service
- State Pension age
Please contact one of Spencer Havers representatives to arrange a meeting to discuss all of your pension needs.